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Multifamily Insurance - Taking Advantage of the Favorable Commercial Insurance Market

2006 was a record year for the insurance industry. $60 billion in profits were recorded, one of the industry's highest grossing years in history. A primary contributing factor to these record returns was a 2006 hurricane season that was uneventful in comparison to the few years that...

Life and Health Insurance Agents

Life insurance policy provides security and compensation to the family members on the death of insured person. Health insurance policy is an agreement between a client and an insurance company. Health insurance agents help covers the cost of medical tests such as drugs, accidents, tests etc...

21+ Useful Insurance Terms You Should Know

INSURED - A person or a corporation who contracts for an insurance policy that indemnifies (protects) him against loss or damage to property or, in the case of a liability policy, defend him against a claim from a third party.

Insurance Risk Management Jobs - What Does A Risk Manager Do?

In the insurance sector the job of a risk manager in simple terms is to work out how likely someone is to claim and what premium would be required should they need to pay out on the policy.

An example of risk management in work could be, given the recent changes in the UK law,...

Insurance and Risk Management for Small Business Owners

Many small business owners truly believe that when they have a proper and comprehensive insurance
program for their business, they will be "fully protected" from financial losses. Setting aside the
grey areas on the fine print of most insurance policies, there...

Do You Need Commercial Insurance For Your Vehicle?

When it comes to insuring vehicles, individuals usually purchase personal auto insurance, while businesses buy commercial insurance policies. But whether or not you should have commercial auto insurance varies greatly depending on how you use your vehicle. Individuals who engage in certain...

Life Insurance - Learn From an Old Agent

Life Insurance is an insurance product that pays at the death of the insured. It really should be called "Death Insurance," but people don't like that name. But it insures the death of an individual. Actually, what is insured is the economic loss that would occur at the death...

Workers Compensation - 5 Facts That Everybody Ought to Know

Every state has workers compensation laws designed to compensate employees for work related injuries. In some states it may be called workman's compensation or workmen's compensation, but it is the same thing. While specific workers comp laws and systems vary from state to state,...

What is the Workers Compensation Program?

In the U.S., one of the most widely accessed entitlement programs is Workers' Compensation. Workers' compensation is a series of benefits that are paid to employees that are injured or become ill during and as a result of the performance of their jobs. Employers are required by law...

Insurance Agents - How Does Yours Measure Up

Insurance agents can be some of the most important people you'll ever do business...

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